Pricing annuities applied on an Egyptian insurance companies / (Record no. 72594)
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| 000 -LEADER | |
|---|---|
| fixed length control field | 02905cam a2200337 a 4500 |
| 003 - CONTROL NUMBER IDENTIFIER | |
| control field | EG-GiCUC |
| 005 - DATE AND TIME OF LATEST TRANSACTION | |
| control field | 20250223032320.0 |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION | |
| fixed length control field | 190629s2019 ua d f m 000 0 eng d |
| 040 ## - CATALOGING SOURCE | |
| Original cataloging agency | EG-GiCUC |
| Language of cataloging | eng |
| Transcribing agency | EG-GiCUC |
| 041 0# - LANGUAGE CODE | |
| Language code of text/sound track or separate title | eng |
| 049 ## - LOCAL HOLDINGS (OCLC) | |
| Holding library | Deposite |
| 097 ## - Thesis Degree | |
| Thesis Level | M.Sc |
| 099 ## - LOCAL FREE-TEXT CALL NUMBER (OCLC) | |
| Classification number | Cai01.05.03.M.Sc.2019.Sa.P |
| 100 0# - MAIN ENTRY--PERSONAL NAME | |
| Personal name | Sara Abdelgabar Aly Abdallah |
| 245 10 - TITLE STATEMENT | |
| Title | Pricing annuities applied on an Egyptian insurance companies / |
| Statement of responsibility, etc. | Sara Abdelgabar Aly Abdallah ; Supervised Moawad Hasanen , Mona Salah Hammad |
| 246 15 - VARYING FORM OF TITLE | |
| Title proper/short title | تسعيرالدفعات- دراسة تطبيقية على شركات التأمين المصرية |
| 260 ## - PUBLICATION, DISTRIBUTION, ETC. | |
| Place of publication, distribution, etc. | Cairo : |
| Name of publisher, distributor, etc. | Sara Abdelgabar Aly Abdallah , |
| Date of publication, distribution, etc. | 2019 |
| 300 ## - PHYSICAL DESCRIPTION | |
| Extent | 104 Leaves : |
| Other physical details | charts ; |
| Dimensions | 30cm |
| 502 ## - DISSERTATION NOTE | |
| Dissertation note | Thesis (M.Sc.) - Cairo University - Faculty of Commerce - Department of Mathematics and Insurance |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc. | Inadequate pricing of annuity policy exposes life insurance companies to many risks such as adverse selection, longevity risk, insolvency due to the special and complicated nature of this policy. It has a guaranteed option, death benefits, and survival benefits. Annuities in the largest life insurance company in Egypt are offered at one price for all individuals of the same age. In particular, no other underwriting factors are taken into consideration in the company in pricing annuity. Pricing in public Egyptian life insurance companies is based only on age, duration, interest rate 6.5%, and sum assured. As a result of this problem, annuity contracts can be overpriced for some individuals or underpriced which can create many problems to the insurer. Therefore, to achieve more and accurate prices, more rating factors should be taken into consideration during the underwriting process. These factors are divided into observable factors and unobservable individual risk factors (frailty). This research quantifies and determines the effect of some of these rating factors based on the available dataset. This is done by fitting a Logistic Regression model. The results show that there is a significant difference between the estimated mortality rate based on the Egyptian insurance market and mortality rates used by the insurance company based on table 67/70. There is also a significant difference between the estimated monthly net premium and actual monthly net premium determined by the life insurance company. Therefore, the research concludes that the company should take into consideration more underwriting factors in pricing annuity contract |
| 530 ## - ADDITIONAL PHYSICAL FORM AVAILABLE NOTE | |
| Additional physical form available note | Issued also as CD |
| 653 #4 - INDEX TERM--UNCONTROLLED | |
| Uncontrolled term | Annuity policy |
| 653 #4 - INDEX TERM--UNCONTROLLED | |
| Uncontrolled term | Egyptian insurance companies |
| 653 #4 - INDEX TERM--UNCONTROLLED | |
| Uncontrolled term | Pricing Annuities |
| 700 0# - ADDED ENTRY--PERSONAL NAME | |
| Personal name | Moawad Hasanen , |
| Relator term | |
| 700 0# - ADDED ENTRY--PERSONAL NAME | |
| Personal name | Mona Salah Hammad , |
| Relator term | |
| 856 ## - ELECTRONIC LOCATION AND ACCESS | |
| Uniform Resource Identifier | <a href="http://172.23.153.220/th.pdf">http://172.23.153.220/th.pdf</a> |
| 905 ## - LOCAL DATA ELEMENT E, LDE (RLIN) | |
| Cataloger | Nazla |
| Reviser | Revisor |
| 905 ## - LOCAL DATA ELEMENT E, LDE (RLIN) | |
| Cataloger | Shimaa |
| Reviser | Cataloger |
| 942 ## - ADDED ENTRY ELEMENTS (KOHA) | |
| Source of classification or shelving scheme | Dewey Decimal Classification |
| Koha item type | Thesis |
| Source of classification or shelving scheme | Not for loan | Home library | Current library | Date acquired | Full call number | Barcode | Date last seen | Koha item type | Copy number |
|---|---|---|---|---|---|---|---|---|---|
| Dewey Decimal Classification | المكتبة المركزبة الجديدة - جامعة القاهرة | قاعة الرسائل الجامعية - الدور الاول | 11.02.2024 | Cai01.05.03.M.Sc.2019.Sa.P | 01010110078555000 | 22.09.2023 | Thesis | ||
| Dewey Decimal Classification | المكتبة المركزبة الجديدة - جامعة القاهرة | مخـــزن الرســائل الجـــامعية - البدروم | 11.02.2024 | Cai01.05.03.M.Sc.2019.Sa.P | 01020110078555000 | 22.09.2023 | CD - Rom | 78555.CD |