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040 _aEG-GiCUC
_beng
_cEG-GiCUC
041 0 _aeng
049 _aDeposite
097 _aPh.D
099 _aCai01.05.01.Ph.D.2019.Di.D
100 0 _aDina Gamal Eldin Aboulsouod
245 1 0 _aDeveloping a credit scoring model to assess large corporations and small and medium enterprises credit Quality in Egypt /
_cDina Gamal Eldin Aboulsouod ; Supervised Osama Abdelkhalek Elansary
246 1 5 _aتطوير نموذج لتصنيف الجدترة الائتمانية لتقييم حودة ائتمان للشركات كبيرة الحجم والشركات الصغيرة والمتوسطة بمصر
260 _aCairo :
_bDina Gamal Eldin Aboulsouod ,
_c2019
300 _a96 , (13) Leaves :
_bcharts , facimiles ;
_c30cm
502 _aThesis (Ph.D.) - Cairo University - Faculty of Commerce - Department of Business Administration
520 _aPurpose{u2013} This thesis introduces Data Envelopment Analysis (DEA) approach to generate credit scoring (CS). Compared with other models like multiple discriminant analysis and regression analysis to predict firms{u2019} bankruptcy or being in default, which need prior information. This proposed model will help decision makers in banks and other nonbanking financial institution to differentiate between bad and good customers and predict business failure, which will help in taking appropriate credit decision through creating an assessment that can be used to determine a credit scoring via DEA, which will help managers support their lending process. Design/Methodology/Approach{u2013}This methodology merely needs ex-post in-formation to calculate borrower{u2019}s credit score. Based on the empirical evidence, this methodology has been applied on a sample on 219 small and medium enterprises firms (SMEs) versus 219 large Corporate firms (LCs) operating in the Egyptian Market, which includes the credit portfolio of one of the largest public Egyptian banks.This approach could synthesize a firm{u2019}s overall financial performance through converting a number of financial ratios into a single credibility score.This thesis pioneered on credit scoring generated from DEA as the dependent variable, when it comes to independent Variables, financial ratios measured through five common di-mensions, as recommended by the literature review, short term solvency (STV), Long term Solvency (LTV), profitability ratio (PR), operation ratio (OR), and development capacity ratio (DCR), the selected set of five main dimensions is classified as inputs and outputs ratios for DEA. The minimized inputs are long-term solvency while the maximized are short-term solvency, profitability, operation, and de-velopment capacity ratios
530 _aIssued also as CD
653 4 _aCredit Scoring
653 4 _aLarge Corporate Firms
653 4 _aSmall and Medium Enterprises Firms
700 0 _aDina Gamal Eldin Aboulsouod ,
_eSupervisor
700 0 _aOsama Abdelkhalek Elansary ,
_eSupervisor
856 _uhttp://172.23.153.220/th.pdf
905 _aNazla
_eRevisor
905 _aShimaa
_eCataloger
942 _2ddc
_cTH
999 _c77720
_d77720