Credit risk analysis of microfinance using data mining techniques / (Record no. 176714)
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| 000 -LEADER | |
|---|---|
| fixed length control field | 04788namaa22004331i 4500 |
| 003 - CONTROL NUMBER IDENTIFIER | |
| control field | EG-GICUC |
| 005 - أخر تعامل مع التسجيلة | |
| control field | 20260106101004.0 |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION | |
| fixed length control field | 251214s2025 ua a|||frm||| 000 0 eng d |
| 040 ## - CATALOGING SOURCE | |
| Original cataloguing agency | EG-GICUC |
| Language of cataloging | eng |
| Transcribing agency | EG-GICUC |
| Modifying agency | EG-GICUC |
| Description conventions | rda |
| 041 0# - LANGUAGE CODE | |
| Language code of text/sound track or separate title | eng |
| Language code of summary or abstract | eng |
| -- | ara |
| 049 ## - Acquisition Source | |
| Acquisition Source | Deposit |
| 082 04 - DEWEY DECIMAL CLASSIFICATION NUMBER | |
| Classification number | 005.1 |
| 092 ## - LOCALLY ASSIGNED DEWEY CALL NUMBER (OCLC) | |
| Classification number | 005.1 |
| Edition number | 21 |
| 097 ## - Degree | |
| Degree | M.Sc |
| 099 ## - LOCAL FREE-TEXT CALL NUMBER (OCLC) | |
| Local Call Number | Cai01.18.07.M.Sc.2025.Sa.C |
| 100 0# - MAIN ENTRY--PERSONAL NAME | |
| Authority record control number or standard number | Sameh Hussein Ali Al-Bayoumi, |
| Preparation | preparation. |
| 245 10 - TITLE STATEMENT | |
| Title | Credit risk analysis of microfinance using data mining techniques / |
| Statement of responsibility, etc. | by Sameh Hussein Ali Al-Bayoumi ; Supervised Prof. Dr. Lamiaa Fattouh, Dr. Atef Raslan. |
| 246 15 - VARYING FORM OF TITLE | |
| Title proper/short title | تحليل مخاطر الائتمان للتمويل متناهى الصغر باستخدام تقنيات التنقيب عن البيانات |
| 264 #0 - PRODUCTION, PUBLICATION, DISTRIBUTION, MANUFACTURE, AND COPYRIGHT NOTICE | |
| Date of production, publication, distribution, manufacture, or copyright notice | 2023. |
| 300 ## - PHYSICAL DESCRIPTION | |
| Extent | 138 Leaves : |
| Other physical details | illustrations ; |
| Dimensions | 30 cm. + |
| Accompanying material | CD. |
| 336 ## - CONTENT TYPE | |
| Content type term | text |
| Source | rda content |
| 337 ## - MEDIA TYPE | |
| Media type term | Unmediated |
| Source | rdamedia |
| 338 ## - CARRIER TYPE | |
| Carrier type term | volume |
| Source | rdacarrier |
| 502 ## - DISSERTATION NOTE | |
| Dissertation note | Thesis (M.Sc)-Cairo University, 2025. |
| 504 ## - BIBLIOGRAPHY, ETC. NOTE | |
| Bibliography, etc. note | Bibliography: pages 131-138. |
| 520 #3 - SUMMARY, ETC. | |
| Summary, etc. | Microfinance companies face numerous challenges associated with financing <br/>activities, particularly in the non-bank sector. Each year, many cases are recorded where <br/>individuals fail to repay the majority of their microfinance obligations, leading to <br/>substantial financial losses. As a result, the risk involved in approving microfinance <br/>requests remains high. In this study, a classification model was developed based on <br/>microfinance data obtained from Tamweely company, with the aim of predicting the loan <br/>repayment status of clients. The dataset underwent preprocessing, reduction, and <br/>preparation to ensure efficient and accurate predictions. Several classification algorithms—<br/>Random Forest, Naïve Bayes, K-Nearest Neighbors (KNN), J48 Tree, and Bayes Net—<br/>were applied to build and evaluate the predictive models. The implementation and testing <br/>of the models were carried out using the Weka 3.9.6 application. The accuracy results for <br/>the applied algorithms were as follows: Random Forest – 99.7885%, Naïve Bayes – <br/>89.0624%, KNN – 85.4659%, J48 Tree – 99.7901%, and Bayes Net – 96.1946%. Based <br/>on its superior accuracy, the J48 Tree algorithm was selected as the final model for <br/>prediction purposes. |
| 520 #3 - SUMMARY, ETC. | |
| Summary, etc. | تواجه شركات التمويل متناهى الصغر تحدياتٍ عديدةً مرتبطةً بالتمويل واليوم، تتعدد المخاطر المرتبطة بالتمويل متناهى الصغر في القطاع المالى غير المصرفي. ففي كل عام، نواجه حالاتٍ عديدةً يتعثرون فيها الأفراد عن سداد معظم مبالغ التمويل متناهى الصغر للشركات، مما يُسبب خسائر فادحة لهذه الشركات. وتُعدّ المخاطر المرتبطة باتخاذ قرارات الموافقة على طلبات التمويل متناهى الصغر كبيرةً. في هذه الدراسة، تم بناء نموذج تصنيفٍ بناءً على بيانات التمويل متناهى الصغر تم الحصول عليها من شركة "تمويلي" للتنبؤ بحالة التمويل . وقد تم المعالجة المسبقة لمجموعة البيانات وتقليلها، وأُعدّت لتقديم تنبؤاتٍ فعّالة. واستُخدمت الدراسة عدة خوارزميات التصنيف التالية: Random Forest، Naive Bayes، KNN ، J48 Tree، وBayes Net. تم تنفيذ النموذج واختباره باستخدام تطبيق Weka، وجاءت معدلات الدقة للخوارزميات المذكورة على النحو التالي: Random Forest – %99.7885، Naive Bayes – %89.0624، KNN – %85.4659، J48 Tree – %99.7901، وBayes Net – %96.1946. وقد تم اختيار J48 Tree كأفضل خوارزمية بناءً على نسبة الدقة. وتم استخدام النموذج النهائي في التنبؤ، وأثبتت النتائج التجريبية كفاءة النموذج المُنفَّذ. |
| 530 ## - ADDITIONAL PHYSICAL FORM AVAILABLE NOTE | |
| Issues CD | Issues also as CD. |
| 546 ## - LANGUAGE NOTE | |
| Text Language | Text in English and abstract in Arabic & English. |
| 650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name entry element | Software Engineering |
| 650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name entry element | هندسة البرمجيات |
| 653 #1 - INDEX TERM--UNCONTROLLED | |
| Uncontrolled term | Credit Risk |
| -- | Microfinance |
| -- | Data Mining Techniques |
| 700 0# - ADDED ENTRY--PERSONAL NAME | |
| Personal name | Lamiaa Fattouh |
| Relator term | thesis advisor. |
| 700 0# - ADDED ENTRY--PERSONAL NAME | |
| Personal name | Atef Raslan |
| Relator term | thesis advisor. |
| 900 ## - Thesis Information | |
| Grant date | 01-01-2025 |
| Supervisory body | Lamiaa Fattouh |
| -- | Atef Raslan |
| Universities | Cairo University |
| Faculties | Faculty of Graduate Studies for Statistical Research |
| Department | Department of Software Engineering |
| 905 ## - Cataloger and Reviser Names | |
| Cataloger Name | Shimaa |
| Reviser Names | Eman Ghareb |
| 942 ## - ADDED ENTRY ELEMENTS (KOHA) | |
| Source of classification or shelving scheme | Dewey Decimal Classification |
| Koha item type | Thesis |
| Edition | 21 |
| Suppress in OPAC | No |
| Source of classification or shelving scheme | Home library | Current library | Date acquired | Inventory number | Full call number | Barcode | Date last seen | Effective from | Koha item type |
|---|---|---|---|---|---|---|---|---|---|
| Dewey Decimal Classification | المكتبة المركزبة الجديدة - جامعة القاهرة | قاعة الرسائل الجامعية - الدور الاول | 14.12.2025 | 92794 | Cai01.18.07.M.Sc.2025.Sa.C | 01010110092794000 | 14.12.2025 | 14.12.2025 | Thesis |